Avenue credit card is a store rewards card issued by Comenity bank. This credit card is suitable for individuals with poor or limited credit history. The rates usually vary among applicants, but the standard APR is 24.99%. Its rewards and benefits are only useful at avenue retail shops. This credit card is a store or brand-specific rewards card, you can expect rewards5, gifts6, certificates, or even rebates for your purchases. Based on FICO’s recommendations, you should have a clean credit record before applying for this card. With a credit score of 617, your chances of being approved will be high. Apart from the credit score, the applicant may decide to consider a number of other factors, such as your recent credit history, 30 plus days of delinquencies, debt to income ratio, and other factors. An avenue credit card comes with several benefits that will be stated below.
How the Card Works
Upon card approval, offers cannot be combined with other coupons, offers, or storewide events. It is not valid on purchases, gift cards, e-gift cards, outlet merchandise, etc. It may only be redeemed once with your credit card. The rewards program is provided by avenue which is solely responsible for the program operations. Any account opened in your birth month or in previous months will receive the birthday benefit during your birthday month in the following calendar year. It charges no annual fee. Balance transfer intro APR and purchase intro APR are not applicable. It offers a regular APR of 24.99%. The grace period listed for this credit card is at least 25 days. Interest charges will not be applied for new purchases during this period if the balance is paid in full by the due date. On the downside, this credit card has a poor approval or acceptance rate, this could be because applicants changed their decision after wanting any traditional card. However, if your credit score is over 617, your chances of approval will be high.
The avenue credit card offers the following benefits;
- No annual fee
- 40% off any purchase made on your birth month
- 20% off any purchase made when your card has been approved
- $10 rewards certificate with your new card
- Advanced notice of sales, special events, and trends
- 5% cashback on every $200 spent
- No fee for additional card
- You have access to premium benefits
- Earn one point for every $1 spent when making purchases.
How to Apply
To apply for an Avenue credit card, follow the steps below;
- Visit the Comenity avenue website on your web browser
- On the homepage, click on apply now at the top
- Enter your personal information such as your SSN suffix, names, date of birth, annual income
- Enter your contact details such as your street address, city, state, suite, zip code, email address, mobile phone number
- Choose whether you want to add another buyer to your account by clicking yes or no
- Then, click on continue.
To gain access to your account, follow the steps below;
- Visit Avenue login page
- Key in your username and your password
- Tap ‘remember me’ to automatically remain logged in
- Lastly, click on sign in.