28 Degrees Platinum MasterCard is a credit card issued by Latitude Finance Australia. Latitude 28 degrees global platinum MasterCard offers fast premium, global quality Wi-Fi at more than one million hotspots worldwide. Compared to other credit cards, this card charges no fees when shopping online or overseas. With this credit card, you get the convenience and security of paying with Samsung pay, Apple pay, Google pay, Fitbit pay, and Garmin pay. The 28 degrees platinum MasterCard won the Canstar award for four consecutive years from 2015 to 2018 for an outstanding value credit card. It equally has a five-star rating.
However, the 28 degrees platinum credit card is also a travel card that offers amazing benefits to its users. It offers free worldwide emergency card replacement if you should lose your card. 28 degrees platinum MasterCard is a travel card that has no charges, no annual fee or card usage, and also gives free global Wi-Fi. With the card, you can just purchase any item online with your card. This card comes with a good interface and credibility where you can have the convenience of using the card payment with no fear of security. With the 28-degree platinum MasterCard travel insurance, you can carry out your transactions overseas without paying any currency conversion fee. Cardholders can now save their money as they shop for their favorite global brands online.
How It Works
This credit card has zero fees on currency conversion and foreign transaction fees. This card offers benefits when making international purchases on your online shopping. It offers up to 2 months interest-free with no annual fee as well as transit accident insurance. This card has no rewards points program when compared with other credit cards, this is the major setback of this card. 28 degrees platinum MasterCard charges interest on cash loans set at 21.99% with the greater of 4% or 3% of the cash advance. You may want to pay off that cash advance as soon as you can to prevent incurring interest charges. Similarly, latitude financial services have over 3.1 million customers and employ over 4,600 personnel. Interest is usually charged when you carry a balance on your 28 degrees MasterCard. Withdrawal interest is charged on cash advances both international and local from the date of withdrawal.
Benefits
1) No annual fee charges
2) no fees on foreign purchases
3) Offers free emergency card replacement
4) MasterCard security
5) Offers price protection which gives access to purchase a product and then see the price of that product
6) Offers shoppers protection
7) Latitude offers an easy way of paying with Samsung pay, Google pay, Apple pay etc
8) Offers global quality Wi-Fi.
Requirements to Apply for 28 Degrees Platinum MasterCard
1) Applicant must be at least 18 years of age at the time of application
2) Applicants must reside or be a citizen of Australia
3) Must have a good credit rating
4) You’ll need your accountant’s phone number if self-employed.
How to Apply
- Visit the 28 degrees platinum MasterCard application page, 28degreescard.com.au.
- On the homepage, click on the apply button at the top
- Go down and verify your identity
- Below, click on start application
- On the next page, enter your title, first name, middle name, last name, date of birth, relationship status, number of dependents, mobile phone number, email address, residential address, length of time at the current residential address
- Reply with yes or no if you have an Australian driver’s license
- Ensure your details are correct, click on the continue button
- On the next page, enter your employment information and income, primary residential information, monthly living expenses, and additional debts
- Click on the continue button to proceed.
With a few more steps you’ll be done. In less than 60 seconds, you can expect to receive a response. The card will take about 5-10 working days after it has been approved.
28 Degrees Platinum Credit Card Login
The steps below should be followed to login into your account;
- Visit 28 degrees platinum MasterCard login page
- Enter your username and password
- Click on the login button.
- After logging in, you will easily gain access to your account.